Personal Injury Protection Benefits
In the event you are injured in an auto accident in Massachusetts you should know that no fault benefits can cover your personal losses regardless of who caused the accident. Called Personal Injury Protection (PIP) benefits they cover 75% of lost wages up to $8,000.00, replacement services, death benefits and the first $2,000.00 in medical bills if you have medical insurance.
Remember not to waive this coverage: the premium savings is minimal in proportion to the benefits you will lose. In addition to PIP benefits, you can buy up to $25,000.00 in Medical Payments (Med Pay) coverage for a nominal amount. Med Pay benefits will pay for all the medical bills beyond the first $2000.00. Med Pay coverage will supplement your PIP coverage and health insurance benefits.
Lawyerviews.com guide to Massachusetts Personal Injury Law.
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